| Product |
Minimum to Open |
Who Should Use It? |
| Business Checking |
$100 |
If you would like the convenience of no minimum balance checking. |
| Overdraft Protection Business Checking |
$100 |
If you would like to have overdraft protection on your account by linking your business checking and savings accounts. A modest fee applies if the bank needs to transfer money from your checking to your savings account. |
| Interest Checking |
$1,000 |
If you would like to earn interest and have unlimited check-writing privileges. |
| Business Money Market Account |
$2,500 |
If you would like a higher rate of interest, but still have the flexibility to access your money. |
| Community Funds Money Market Account |
$2,500 |
If you are a non-profit entity and would like a higher rate of interest, but still have the flexibility to access your money. |
| ATM Card |
N/A |
If you would like 24-hour access to your money through ATMs. |
| Business Debit Card |
N/A |
If you would like the ability to withdraw funds from ATMs or pay for purchases at the register. You'll receive a detailed statement of card use, so you can easily track business expenses. Cards (with individual limits) can also be issued for members of your staff. |
| Business Visa® Credit Card |
N/A |
If you would like the convenience and rewards of a credit card. Cards (with individual limits) can also be issued for members of your staff. |
| MasterCard® SecureCode |
N/A |
If you have a debit card through Ephrata National Bank and would like added security protection when you make online purchases. |