| Product |
Minimum to Open |
Who Should Use It? |
| Business Checking |
$100 |
If you would like the convenience of no minimum balance checking. |
| Overdraft Protection Business Checking |
$100 |
If you would like to have overdraft protection on your account by linking your business checking and savings accounts. A modest fee applies if the bank needs to transfer money from your checking to your savings account. |
| Interest Checking |
$1,000 |
If you would like to earn interest and have unlimited check-writing privileges. |
| Business Money Market Account |
$2,500 |
If you would like a higher rate of interest, but still have the flexibility to access your money. |
| Community Funds Money Market Account |
$2,500 |
If you are a non-profit entity and would like a higher rate of interest, but still have the flexibility to access your money. |
| ATM Card |
N/A |
If you would like 24-hour access to your money through ATMs. |
| Business Debit Card |
N/A |
If you would like the ability to withdraw funds from ATMs or pay for purchases at the register. You'll receive a detailed statement of card use, so you can easily track business expenses. Cards (with individual limits) can also be issued for members of your staff who you authorize. |
| Platinum Plus® for Business MasterCard® |
N/A |
If you would like a business credit card that provides secure online access to all credit card transactions on your account, free cards for employees who you authorize, and the ability to determine each employee's individual credit limit. |
| MasterCard® SecureCode |
N/A |
If you have a debit card through Ephrata National Bank and would like added security protection when you make online purchases. |