Personal Checking

For ultimate flexibility with your ENB checking accounts, be sure to couple your account with an ATM/Debit card, Internet Banking , and Bill Payment.

Stop by any ENB branch for more information and to open an account today!

Product Minimum to Open Who Should Use It?
Checking Accounts
Personal Checking $50 If you would like the convenience of no minimum balance checking. This checking product also includes no monthly service fee and no per-check charge.
Interest Checking $1,000 If you would like to earn interest and have unlimited check-writing privileges.
MyChecking101 $25 Young adults who would like to have their first checking account. Comes with free Internet Banking, Bill Payment, and ATM/Debit card.
Carefree Club 50 Checking $50 If you're over 50 and would like a checking account with added benefits like check order and safe deposit box discounts, free ATM/Debit card, and free seminars on topics of interest.
Money Market Accounts
Money Market Account $2,500 If you would like a higher rate of interest, but still have the flexibility to access your money.
Related Services
Bonus Checking Overdraft Protection N/A If you would like to tie your checking account to a qualifying deposit account to prevent overdrafts.
Overdraft Line of Credit N/A If you would like to tie your checking account to an approved line of credit to prevent overdrafts.
ATM Card N/A If you would like 24-hour access to your money through ATMs.
Personal Debit Card N/A If you would like the ability to withdraw funds from ATMs or pay for purchases at the register. Funds will be deducted directly from your checking account.
Student ATM/Debit Card N/A If you are 16 - 18 years old and would like access to your money through STAR ATMs and debit locations. This card has lower withdrawal limits than the regular personal debit card and is an option for use with MyChecking 101.
WorldPoints™ Platinum Plus® Mastercard® N/A If you would like to earn points that you can redeem for rewards for every purchase you make on your card. You can redeem your points for merchandise, gift certificates, and travel.
MasterCard® SecureCode N/A If you have a debit card through Ephrata National Bank and would like added security protection when you make online purchases.

Stop by any ENB branch for more information and to open an account today!