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MySavings/MyChecking

Ephrata National Bank is committed to offering banking products for every stage of life.

ENB's "My Account" Collection of services is specially designed to help children, teens, and young adults learn about financial responsibility.


MySavings101 is a special savings account for children, from newborn to 15 years old. It's a great first step to teach the importance of saving. Aunts, uncles, and grandparents can make special deposits into this account for birthday or holiday gifts.

  • Accounts can be opened for just $25.
  • Each child gets a special gift for opening an account. Plus, each child 12 years old and younger receives a special gift for making deposits of $10 or more into their account.*
  • MySavings101 account holders also receive a special birthday card from the bank.

* Child must be present to receive deposit gift, with the exception of newborns and infants.


MySavings102 is a special savings account for teens and young adults ages 16 through 25. Young adults can earn interest on their savings while safeguarding their money for those important things in life: like college, a new computer, a new bike, or even a car.

  • Accounts can be opened for just $25.
  • Balances above $100 earn a competitive rate of interest.
  • At age 26, the account will be converted to a regular savings account.


MyChecking101 is a special checking account for teens and young adults ages 16 through
25 *. This first checking account provides special perks to help young adults start learning how to manage their money.

  • Free Internet Banking
  • Free Bill Payment Service
  • Free first order of starter checks, re-orders at a discount
  • Free ATM/Debit card

* Teens under 18 will need a co-signer for MyChecking101 and for ATM/Debit cards.


Stop by any ENB branch to apply for a card today!
Ephrata National Bank, Member FDIC

31 East Main Street, Ephrata, PA 17522     Local Calls: 717.733.4181 - Toll Free: 1.877.773.6605
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