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Personal Banking

At Ephrata National Bank, we provide the products and services you need and the customer service that proves that when you are our customer, you are a person - not an account - to us.

Personal Banking Options

Savings and CDs
Checking and Money Market Accounts
IRA Accounts
Christmas and Vacation Clubs
Mortgages
Loans
Lines of Credit

Services

Money Management
Overdraft Protection
Internet Banking and Bill Payment
eStatements
Telephone Banking
Estate Planning and Administration
Retirement Planning
Safe Deposit

Lifestyle Options

Carefree Club 50
MySavings101 for children
MySavings102 for young adults
MyChecking101 for young adults
College Savings Plan

Products

ATM/Debit Cards
WorldPoints™ Platinum Plus Mastercard®
Gift Cards