|
Deposit & Savings Interest Rates
NOTICE TO EPHRATA NATIONAL BANK DEPOSITORS:On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. For information on ENB's financial stability, click here.
|
Deposit Rates as of July 7, 2010
|
|
CD Rates
Penalties are assessed on early withdrawals. |
Interest Rate
|
APY*
|
|
|
| Short Term CD (15-90 Days)
$2,500 min. to open
$100,000 and up
|
0.25%
0.35%
0.25%
0.35%
| 91 Day CD (3
Months)
$500 min. to open
$100,000 and up |
0.30%
0.40%
0.30%
0.40%
| 182 Day CD& IRA (6 Months)
$500 min. to open
$100,000 and up
0.40%
0.50%
0.40%
0.50%
| 9 Month CD
$500 min. to open
$100,000 and up
|
0.50%
0.60%
|
0.50%
0.60%
|
| 1 Year
CD& IRA
$500 min. to open
$100,000 and up
|
0.65%
0.75%
|
0.65%
0.75%
|
| 18 Month CD& IRA
$500 min. to open
$100,000 and up
|
0.90%
1.05%
|
0.90%
1.05%
|
| 2 Year CD
$500 min. to open
$100,000 and up
|
1.24%
1.39%
|
1.24%
1.40%
|
| 2½ Year CD
$500 min. to open
$100,000 and up
|
1.49%
1.64%
|
1.50%
1.65%
|
| 3 Year CD
$500 min. to open
$100,000 and up
|
1.74%
1.89%
|
1.75%
1.90%
|
| 4 Year CD
$500 min. to open
$100,000 and up
|
2.23%
2.38%
|
2.25%
2.40%
|
| 5 Year CD
$500 min. to open
$100,000 and up
|
2.57%
2.72%
|
2.59%
2.75%
|
IRA Variable Rate CD
This CD has an 18-month term during which you can add or transfer funds
to the CD. Once the CD accumulates $500, you can convert it to a fixed-rate
IRA CD for the term of your choice without penalty.
$10 min. to open
|
0.40%
|
0.40%
|
| Personal Money Market Account
$2,500 min. to open |
Interest
Rate
|
APY*
|
$0 to $9,999
$10,000 to $24,999
$25,000 to $49,999
$50,000 to $99,999
$100,000 to $249,999
$250,000 to $999,999
$1,000,000 and up |
0.15%
0.20%
0.25%
0.30%
0.35%
0.45%
0.70%
|
0.15%
0.20%
0.25%
0.30%
0.35%
0.45%
0.70%
|
| Interest Checking
$1,000 min.
to open |
Interest
Rate
|
APY*
|
$0 to $49,999
$50,000 to $99,999
$100,000 to $249,999
$250,000 to $499,999
$500,000 and up |
0.10%
0.15%
0.20%
0.30%
0.40%
|
0.10%
0.15%
0.20%
0.30%
0.40%
|
| Statement Savings
$100 min. to open
(Custodian Savings - $25 min. to open) |
Interest
Rate
|
APY*
|
| |
0.10%
|
0.10%
|
Club Accounts
Penalties are assessed on early withdrawals. $1 min. to open |
Interest
Rate
|
APY*
|
| | |
| Christmas Club
Automatic transfer required from ENB deposit account |
0.55%
|
0.55%
|
| Vacation Club
Automatic transfer required from ENB deposit account |
0.50%
|
0.50%
|
| |
Community Fund
Available for non-profit businesses
|
Interest
Rate
|
APY*
|
| |
| |
Rates available by calling
717-733-4181. |
|
*APY is the annual percentage yield. Rates subject to change without notice. APY assumes interest remains on deposit until maturity. Fees may reduce earnings.
|
Ephrata National Bank, Member FDIC
|
|
|
|
|
